Explanation How To Read Blue Cross Blue Shield Insurance Card

A health savings account is a tax-advantaged savings account that can be funded by individuals whose only health care coverage is a qualified high deductible health plan . An HSA is an alternative way for you to pay for your qualified health care expenses and save for future qualified health care expenses on a tax-free basis. Expenses such as out-of-pocket costs for office visits, prescription drugs, dental expenses and laboratory tests may be paid for from your HSA.

A copayment, or copay, is a flat fee for a healthcare service or a prescription drug that is predetermined by a member's health insurance plan. Copays are one way that insurers share the cost of medical services with policyholders, with the fees paid depending on the plan, medical service or drug. These fees are a fraction of the actual cost of the service provided. If you're an HMO member, you will need to receive services from an in-network HMO provider. However, you will be able to receive emergency or urgent care services no matter where you are. For details about your coverage, please review your Blue KC certificate, which outlines the benefits and exclusions related to your health insurance plan.

You can view your certificate by logging in and accessing the Plan Benefit section. But there are certain limitations and exclusions in most dental insurance plans that are designed to keep dentistry's costs from going up without penalizing the patient. All plans exclude experimental procedures and services not performed by or under the supervision of a dentist, but there may be some less obvious exclusions. Sometimes, dental coverage and medical health insurance may overlap. Read and understand the conditions of your dental insurance plan.

Exclusions in your dental plan may be covered by your medical insurance. If you have separate prescription drug coverage, for example, you might receive a separate ID card for that plan. Like your health insurance ID card, your prescription drug ID card will list your personal information. If you have dental coverage under a separate plan, you also will have a different dental insurance ID card.

To enroll in a high-deductible health plan, complete the Blue KC application process. The Blue-Saver® PPO health insurance plan is a high-deductible health plan that allows you to establish an HSA as part of your health benefits. When you enroll in the Blue Saver plan, you may be offered the opportunity to establish a HSA with one of our preferred banks. You will be presented with appropriate banking authorizations and disclosures necessary for Blue KC to work with the bank that will establish your HSA.

Please note all financial institutions offering HSA products must comply with the USA Patriot Act, requiring your HSA bank to collect and verify information about you when processing your HSA application. Once your HSA has been established, you will be mailed a welcome kit and HSA debit card from the bank. Finally, you might see a dollar amount, such as $10 or $25. This is usually the amount of your co-payment, or "co-pay." A co-pay is a set amount you pay for a certain type of care or medicine. Some health insurance plans do not have co-pays, but many do.

How To Read Bluecross Blueshield Card If you see several dollar amounts, they might be for different types of care, such as office visits, specialty care, urgent care, and emergency room care. If you see 2 different amounts, you might have different co-pays for doctors in your insurance company's network and outside the network. Often, the name of your primary care provider ("PCP") will be listed on your health insurance ID card. Many plans require you to have a PCP who coordinates your care and makes sure you stay healthy. You may choose your own PCP, or your plan might assign you one. If you do not have a PCP, you can call your plan, or check the provider directory, to find one in your network.

You have selected a health plan, paid your first premium and can now start using your health coverage. One of the first things your health plan will do is send you a health insurance ID card. Your ID card is your proof of insurance when you visit the doctor, hospital or other type of provider.

But it is also an easy and quick reference that lets you know how much you may have to pay out-of-pocket for care. Understanding this information can help you plan your healthcare expenses and get the care you need. Allowable charges are the maximum amount payable to you under your health insurance plan for a particular service.

Contracted providers have agreed to accept this amount as payment in full. For example, if the provider charges $100 for a service and Blue KC pays $80 as the allowable charge, the provider cannot ask the member to pay the remaining $20. Keep in mind, however, that some health insurance plans have coinsurance. In those cases, members are required to pay a percentage of the allowable charge.

For specific details about your plan, review your Blue KC certificate, which outlines your payment responsibility. If you do not see your coverage amounts and co-pays on your health insurance card, call your insurance company . Ask what your coverage amounts and co-pays are, and find out if you have different amounts and co-pays for different doctors and other health care providers. Once funds are deposited into your HSA, those funds can be used to pay for qualified medical expenses tax-free, even if you no longer have high-deductible health plan coverage.

The funds in your account automatically roll over each year and remain in the account indefinitely until used. Once you discontinue coverage under a high-deductible health plan and/or get coverage under another health plan that disqualifies you from an HSA, you can no longer make contributions to your HSA. However, since you own the HSA, you can continue to use it for future qualified medical expenses. Coordination of benefits is the process used when a member has two health insurance plans. This process allows the two plans to work together getting you the most out of your coverage. One plan becomes your primary plan, paying your claims first.

The second plan becomes your secondary plan, which may pay toward the remaining cost, depending on the plan. Understanding which plan is your primary and which plan is your secondary is important to help prevent delays in claims processing. Your children's coverage while they are away from home depends on the type of health insurance plan you have. If you have health insurance through your employer, check with your group benefits administrator for more information. If you do not have health insurance through an employer and instead pay your monthly premiums directly to Blue KC, call the Customer Service number listed on your member ID card. There are two times you can make a change to your enrollment options.

Your employer schedules an open enrollment period once a calendar year when all employees may make changes to their health insurance plan. You may also make a change during a special enrollment period if you acquire a new dependent or if your coverage is terminated under another health insurance plan. If you have health insurance through an employer, your group benefits administrator, typically someone in your Human Resources department, can help you make changes to your health insurance plan. If you forget or aren't sure what type of health insurance plan you have , you can find out on your BCBS ID card. If you have an HMO, your card may also list the physician or group you've selected for primary care. Determining whether a provider is in-network is an important part of choosing a primary care physician.

A Health Savings Account allows members enrolled in a qualified high-deductible health plan to contribute funds on a tax-free basis into the member's account. A member's employer may also contribute funds to the account. These funds are used for payment of qualified medical expenses as defined by the IRS. Unused funds in an HSA roll over in the member's account at the end of each calendar year.

A deductible is the amount that you are responsible for paying annually for healthcare services. Exceptions are outlined in your Blue KC certificate, which lists the exclusions related to your health insurance plan. A copayment, or copay, is the dollar amount that you pay to a provider at the time you receive a service. For example, you might pay a $30 copay each time you visit your allergy doctor. The copay amount is defined in your Blue KC certificate, which outlines your responsibilities for health insurance plan payments.

To change a PCP, log in and visit you Profile by clicking on the icon by your name in the top right corner of your homepage. In the Coverage Information section you'll see a list of covered members for your Blue KC policy. From here select "Change PCP" for the appropriate member and you can search for and designate a new PCP. Once we have processed your PCP change request, we will send you a new member ID card that contains the information of your newly selected PCP. You may also call the Customer Service number listed on your member ID card to change your PCP. Please note that if you have health insurance through your employer, you may be required to contact your group benefits administrator to change your PCP.

If you have health insurance through your employer, check with your group benefits administrator to have a dependent added to your plan. He or she has the information and/or forms you need to add your dependent to your health insurance plan. This federal mandate applies to all individual policies, fully insured group health plans and both ERISA and non-ERISA self-funded groups, where the state law does not apply. You might see another list with 2 different percent amounts.

Some dental insurance plans encourage you or your dentist to submit a treatment proposal to the plan administrator before starting. The administrator may determine your eligibility, the eligibility period, services covered, your co-payment, and the maximum limitation. Some plans require predetermination for treatment over a specified dollar amount. This is also known as preauthorization, precertification, pretreatment review, or prior authorization. Show your health insurance ID card at the doctor's office when you receive care.

Make sure your doctor's staff charges you the copay listed on your card. If you are there for a preventive visit, ask whether the copay is waived. This is because check-ups and otherpreventive servicesare now free to patients under many plans. Not all health insurance ID cards look the same or have the same exact information.

But, you can expect to see some of the same information on any card. If you get health coverage through your job, your employer's name and/or thegroup numberassigned to your employer's plan may be listed, too. If your dependents are covered by your health plan, they each will get a card with their names. Your main doctor is called a primary care provider, or PCP. Your PCP is listed on your ID card and in your online account. Call to make an appointment with your PCP as soon as you can.

Getting a checkup now will help your PCP learn about your medical history before any health issues occur. You cannot use HSA funds to pay for qualified medical expenses incurred before you enrolled in a high-deductible health plan. In order to establish an HSA, you must enroll in a high-deductible health plan. Your eligibility to contribute to an HSA is determined by the effective date of your high-deductible health plan coverage. Each payment you make for covered healthcare services you've received from your providers such as a physical exam counts toward your deductible. Once Blue KC processes the claims we receive from your providers showing the payments that you have made for covered healthcare services, we apply those payments toward your deductible.

Billed charges are the amount charged or billed by your healthcare provider for the services/supplies you received. Not all provider charges will be paid by your health insurance plan. A Primary Care Physician is the physician you choose to be your primary source for medical care. Your PCP coordinates all your medical care and knows your specific health history. You can designate a physician who specializes in family practice, general practice, internal medicine or pediatrics and is in your network as your PCP. Each dependent on your health insurance plan will also need a designed PCP.

Everyone on your health insurance plan may have a different PCP. No information posted on this website is intended to provide legal or tax advice, and nothing herein should be construed as legal or tax advice. You should seek advice based on your particular circumstances from an independent tax advisor or attorney regarding the tax consequences of specific health insurance plans or products. The "coverage amount" tells you how much of your treatment costs the insurance company will pay. This information might be on the front of your insurance card.

It is usually listed by percent, such as 10 percent, 25 percent, or 50 percent. For example, if you see 4 different percent amounts, they could be for office visits, specialty care, urgent care, and emergency room care. Your dentist can't answer specific questions about your dental insurance plan or predict what level of coverage for a particular procedure will be. Each plan and its coverage vary, according to the contracts negotiated. If you have questions about coverage, contact your employer's benefits department, your insurance plan, or the third-party payer of your health plan.

You can continue to use the funds in your account tax-free for out-of-pocket health expenses. If you enroll in Medicare, you can use your account to pay Medicare premiums, deductibles, copayments and coinsurance under any part of Medicare. If you have retiree health benefits through your former employer, you can also use your account to pay for your share of retiree medical insurance premiums.

The one expense you cannot use your account for is to purchase a Medicare supplement insurance or "Medigap" policy. A qualified health-deductible health plan is a health plan with an annual deductible for an individual or a family that meet the minimum deductible amount published annually by the U.S. The annual out-of-pocket expenses required by the high-deductible health plan also does not exceed the out-of-pocket maximums published by the U.S. Out-of-pocket expenses include deductibles, copayments and other amounts the member must pay for, but do not include premiums or amounts incurred for non-covered benefits. Yes, you must pay your copayment when you see your in-network provider. Your copayment amount depends on the health insurance plan you have and the services you are receiving from your provider.

A primary care provider is a medical professional who serves as a member's first contact with a plan's health-care system. The PCP is also known as a primary care provider, personal care physician or personal care provider. If your health plan has a primary care network, you will be required to select a PCP. A PPO is a healthcare system that provides services to members at a discount or fixed fee. Preferred providers are those who participate in the network and agree to the discounts or fee schedule.

Participating providers' charges for medical services usually are lower than those of providers outside the network. Members also avoid filing claims since providers are responsible for filing claims with BlueAdvantage. One of the PPOs available to BlueAdvantage groups is the Arkansas' FirstSource ®PPO. Arkansas' FirstSource PPO has contracted with a group of providers statewide to form a network. To receive discounts and to have claims filed by the network provider, members must use those physicians and facilities that have contracted with the PPO. The back or bottom of your health insurance card usually has contact information for the insurance company, such as a phone number, address, and website.

This information is important when you need to check your benefits or get other information. For example, you might need to call to check your benefits for a certain treatment, send a letter to your insurance company, or find information on the website. To help contain costs, your dental insurance plan may limit benefits by the number of procedures or dollar amount in a given year. In most cases, especially if you've been getting regular preventive care, these limitations allow for adequate coverage. By knowing what and how much the plan allows, you and your dentist can plan treatment that will minimize out-of-pocket expenses while maximizing compensation offered by your benefits plan. You use it when you visit the doctor, hospital or other provider.

Ford Maverick Truck Release Date

Although the nameplate originally was used on a less-than-stellar compact car line in the 1970s, Ford has revived the Maverick name for its new small pickup truck, and has slotted it into the lineup below the mid-size Ranger. Instead of sharing parts and mechanicals with the Ranger, the Maverick rides on the same chassis as the Bronco Sport compact crossover. The standard powertrain is a hybrid setup that consists of a 2.5-liter four-cylinder engine, an electric motor, a continuously variable automatic transmission, and front-wheel drive. Ford also offers all-wheel drive, but only with the optional nonhybrid turbocharged 2.0-liter four-cylinder engine.

All models sport the same four-door crew cab body style with a 4.5-foot bed. The Maverick is part of a new class of small pickup trucks that Hyundai is also entering with the upcoming Santa Cruz. The standard engine is a 2.5-liter four-cylinder gas-electric hybrid making 191 horsepower and 155 pounds-feet of torque, driving only the front wheels through a continuously variable automatic transmission. The optional engine is a turbocharged 2.0-liter EcoBoost four-cylinder making a more robust 250 hp and 277 pounds-feet of torque, sending power to either the front or all four wheels via a traditional eight-speed automatic. With the hybrid, you get a 2,000-pound max towing capacity, but opt for the 4K Tow Package only available with the EcoBoost engine and AWD and that rating is upped to 4,000 pounds.

That max tow package brings with it a larger radiator, a transmission oil cooler, a seven-pin wiring harness, a different final drive ratio and an integrated electronic trailer brake controller. The 2022 Ford Maverick is a compact truck with a unibody design that provides towing capability up to 4,000 pounds when equipped with the optional tow package. The standard full-hybrid powertrain 2.5-litre Atkinson-cycle four-cylinder hybrid delivers combined 191 horsepower4, and 155 lb.-ft. Of torque, while acontinuously variable transmission drives the front wheels with a targeted 800 kilometres of range on a single tank of gas2. Upgrade to a 2.0-litre EcoBoost® gas engine delivering 250 horsepower and 277 lb.-ft.

Of torque5 with an 8-speed automatic transmission and standard all-wheel drive. Rather than start with the Bronco Sport's turbocharged three-cylinder engine as the standard powertrain, Ford has gone hybrid with the Maverick's base powertrain. All trims come standard with a 2.5-liter four-cylinder that's assisted by an electric motor for a combined 191-hp. This setup only comes with front-wheel drive and a continuously variable automatic transmission. Buyers are able to opt for a nonhybrid powertrain as well, which swaps in a spunky 250-hp 2.0-liter four-cylinder and eight-speed automatic transmission; all-wheel drive is optional with this powertrain. On the road, the Maverick feels downright peppy with the optional turbo four and at our test track, it reached 60 mph in 5.9 seconds.

The hybrid powertrain is less perky but nonetheless gets the job done. To provide its impressive payload capacity, the Maverick's suspension is fairly stiff which leads to a somewhat rough ride over broken pavement. Once we get a chance to test the Maverick at our test track, we'll update this story with results. Alternatively, customers can opt for a 2.0-liter EcoBoost gas engine producing 250 horsepower and 277 pound-feet of torque, with a standard 8-speed automatic transmission. Buyers can purchase the regular Maverick with an AWD system optionally.

Another option available in the non-hybrid variant is a 4K Tow Package, which doubles the towing capacity to 4,000 pounds. An average 21-foot boat can be hauled with ease on checking this option. The gasoline Maverick can deliver a fuel economy of 23 mpg city/30 mpg highway/26 mpg combined in FWD and 22 mpg city/29 mpg highway/25 mpg combined in AWD. It offers room for four — five if they're friendly — more than 33 cubic feet of cargo space in the bed and incredibly good fuel economy thanks to the base model's driveline. It's a gas-electric hybrid, one that generates 191 horsepower through the front wheels via a continuously variable automatic transmission.

With a 1,500-pound payload and a 2,000-pound towing capacity, it can easily handle most of life's chores while returning the sort of fuel economy you'd never expect from a pickup. It offers room for four — five if they're friendly — more than 33 cubic feet of cargo space in the bed, and incredibly good fuel economy thanks to the base model's driveline. With a 1,500-pound payload and a 2,000-pound towing capacity, it can easily handle most of life's chores, while returning the sort of fuel economy you'd never expect from a pickup. The Maverick is the first pickup truck in America to have a hybrid powertrain in its base configuration. The 191-hp, 2.5-liter hybrid four-cylinder is linked to a continuously variable transmission and drives the front wheels.

This combination is EPA-rated at 37 mpg combined and has a total range per tank of 500 miles. We expect this small pickup to easily be more efficient than any other pickup on the market. The Maverick hybrid has a standard payload capacity of 1,500 pounds and a 2,000-pound tow capacity—plenty to tow a personal watercraft or two.

Traveling on dirt trails or snowy conditions will be traction-limited with the hybrid. Designed to seize the day, this Built Ford Tough truck offers an exceptional, targeted estimated 5.9 L/100 km city fuel consumption, 1,500-lb. Bed, Multi-Position Tailgate and available smart storage solutions to support all your big projects. Plus, the Maverick lineup offers three capable, efficient and versatile trims so you can be sure to find the features that fit your lifestyle.

The company's 2-liter EcoBoost four-cylinder engine and eight-speed automatic transmission are optional. Rated at 250 horsepower, this engine doubles the Maverick's towing capacity to 4,000 pounds, although payload remains unchanged. All-wheel drive is available with the gas engine but not the hybrid.

All drivelines come with Normal, Eco, Sport, Slippery and Tow/Haul drive modes, although adding the FX4 Off-Road Package — optional on the XLT and Lariat — brings with it Mud/Ruts and Sand modes. The company's 2.0-liter EcoBoost four-cylinder engine and eight-speed automatic transmission is optional. All-wheel drive is available with the gas engine, but not the hybrid. It was unveiled on June 8, 2021 as the smallest truck marketed by the company.

The Maverick is based on a front-wheel drive-based unibody platform shared with the Ford Escape and Bronco Sport, and offered with a hybrid powertrain as standard and a conventional turbo engine as an option. Ford offers the Maverick in three trims—XL, XLT, and Lariat—with the XL being the best choice for keeping the price down as low as possible. It lacks basic creature comforts that most buyers consider necessities, but would be good for use as a work truck.

Going with the XLT adds 17-inch aluminum wheels, cruise control, a power lock for the tailgate, power exterior mirrors and more, making it the value-oriented model. We'd upgrade to the optional turbocharged 2.0-liter four-cylinder for $1085 and add all-wheel drive for $3305. To unlock the Maverick's maximum towing capacity of 4000 pounds, we'd also order the $745 Tow package.

To create the Maverick's standard hybrid powertrain, Ford combines an Atkinson-cycle 2.5-liter 4-cylinder gasoline engine with a 94-kilowatt electric motor and an electric continuously variable transmission . Combined, these components produce 191 horsepower and 155 pound-feet of torque. The hybrid drivetrain is available only with front-wheel drive, and Ford predicts 37 mpg in combined driving and 500 miles of driving range.

To that last point, the Blue Oval gave the Maverick a hybrid powertrain as standard equipment — a first for US pickups. The company says it gets 40 mpg city, but that hasn't been tested by the EPA yet. The combination of a 2.5-liter four-cylinder and an electric motor puts out a claimed 191 horsepower and 155 pound-feet of torque. Ford rates towing capacity at 2,000 pounds, which it says is plenty to pull a couple of jet skis or a small camper.

The 2.5-liter Duratec four-cylinder gasoline engine with a hybrid electric motor produces a combined 191 hp (194 PS; 142 kW) and a peak electric torque of 173 lb⋅ft (235 N⋅m; 23.9 kg⋅m). The hybrid engine and an e-CVT gearbox are standard equipment on all Maverick models, while the 2.0-liter EcoBoost turbocharged four-cylinder gasoline engine is optional. The turbo engine produces 250 hp (253 PS; 186 kW) and 277 lb⋅ft (376 N⋅m; 38.3 kg⋅m) of torque, paired with an 8-speed automatic transmission. All Maverick models uses a rotary knob gear selector located in the center console. Front-wheel drive is standard on all models, with all-wheel drive optional only for the EcoBoost variants. The Maverick will get up to 40 mpg and 500 miles of range on a single tank—twice what the more expensive Lightning is projected to get—in its standard hybrid configuration.

That front-wheel-drive build comes with a 2.5-liter, four-cylinder engine mated to a 95-kilowatt electric motor and is capable of pulling 2,000 pounds. If you want four-wheel-drive and twice the towing power, you can opt for higher trims with a 2-liter EcoBoost engine, but that means forgoing the benefits of the hybrid powertrain. Drive modes include Normal, Eco, Sport, Slippery, and Tow/Haul, with Mud/Ruts and Sand modes replacing Eco and Sport in the available FX4 off-road package. An optional turbocharged 250-horsepower engine and towing package ups towing capacity to 4,000 pounds, enough to accommodate a standard 23-foot camper, Ford says. Front-wheel drive is standard, with four-wheel drive available as an add-on.

There will be three trim levels — XL, XLT, and Lariat — and a fully loaded Maverick will run customers in the low $30,000 range, a company spokesperson said. This Ford hybrid truck comes standard with a 2.5-liter four-cylinder engine paired perfectly with an electric motor to produce a combined 191-horsepower and 155 lb-ft of torque. Front wheel drive with a continuously variable automatic transmission also come standard. The 2022 Ford Maverick truck is ready to tackle any challenge ahead with speed, strength, and the original Ford tough guarantee.

This truck harnesses efficient power with the 2.5L full hybrid engine and a continuously variable transmission that enables terrific fuel economy. The 2022 Ford Maverick truck features an EPA-estimated targeted range of 500 miles and can travel an impressive 40 MPG in the city, 33 MPG on the highway, and 37 MPG combined. The 2022 Ford Maverick Lariat features the toughest specifications out of the Ford Maverick lineup. It offers drivers 18-inch machined aluminum wheels, a push start button, and a comfortable interior built for relaxing as you make your way to your next adventure.

Contact us with any questions regarding the full list of 2022 Ford Maverick specs. The hybrid's electric power provides a smooth, strong stream of power. Driving as I usually do returns fuel economy of 35 mpg in mixed driving. Placing it in Eco mode and practicing hypermiling saw the Maverick return a stunning 51 mpg.

And this from a truck that can also haul 500 pounds of 4x8 sheets of plywood, 1,000 pounds of cement or tow a trailer loaded with a pair of jet skis. The 2.0-liter gas engine's performance is noticeably stronger, but fuel economy drops to the mid-20s. By comparison, the 2.0L EcoBoost gasoline engine that's available across the Maverick lineup produces significantly more horsepower, enables a higher maximum towing capacity, and still offers 30 MPG on the highway. Another key difference is that every Maverick with the hybrid powertrain is front-wheel drive , but you can choose either FWD or all-wheel drive with the EcoBoost. And this from a truck that can also haul 500 pounds of 4-by-8 sheets of plywood, 1,000 pounds of cement or tow a trailer loaded with a pair of jet skis.

The gas engine's performance is noticeably stronger, but fuel economy drops to the mid-20s. It uses a 2.5L four-cylinder engine that makes 162 horsepower on its own, and 191 horses when combined with the hybrid electric motor. Power goes to the front wheels through an automatic continuously variable transmission . The battery recharges through regenerative braking and doesn't get plugged in. Ford estimates fuel consumption of 5.9 L/100 km in city driving, and expects you'll get 800 kilometres on a tank of fuel.

Despite its compact dimensions, the Ford Maverick looks rugged and tough like the average Ford pickup. However, it's a unibody model riding on the Ford Escape's C2 platform. Under the hood, there's a 2.5-liter hybrid powertrain delivering 191 horsepower and 155 pound-feet of torque and linked to a CVT. An all-wheel drive system is not available with the hybrid powertrain. A liquid-cooled lithium-ion battery residing under the rear seats powers the electric motor.

All Mavericks are crew cabs, which means four full-sized doors and a fairly roomy back seat. Ford has incorporated many storage cubbies and bins throughout the cabin, including some large areas under the rear seat. Base models are far from plush, but do offer standard niceties such as a tilt-and-telescoping steering wheel with audio controls, remote keyless entry, and adjustable lumbar support for the front seats.

More features are offered as standard or part of option packages on the XLT and Lariat trims, and include dual-zone automatic climate control, ambient interior lighting, and power front seats. Ford says the Maverick's 4.5-foot bed can fit up to 18 sheets of 4x8-foot three-quarter-inch plywood without having to load them at an angle. The bed also features a 12-volt power point, with a 110-volt outlet offered as an option. It may be more compact in size than other Built Ford Tough trucks, but is capable of carrying 1,500 pounds (equivalent to around 37 bags of 40-pound mulch) or towing a 23-foot camper trailer weighing up to 4,000 pounds. As a full standard hybrid it's the most fuel efficient pickup truck on the market, targeting an estimated fuel consumption of 5.9 L/100 km in the city and 800 kilometers of range.

For more power, there is an available 250-hp, 2.0-liter turbo four-cylinder with an eight-speed automatic transmission. When fitted with an optional "4K" tow package, a turbocharged Maverick doubles the towing capacity to 4,000 pounds—enough to pull a small travel trailer or 20-foot boat. The 2022 Ford Maverick Hybrid's impressive fuel economy of 42 mpg in city conditions makes it a great buy for urban customers who make do without all-wheel drive and typical off-roading hardware of a truck. The hybrid pickup can deliver 33 mpg on highways and 37 mpg combined. When MotorTrend tested the Maverick Hybrid for its review, it was able to achieve a fuel economy of up to 43.8 mpg. Anyone seeking a bit more grunt can upgrade to an optional 2.0-liter EcoBoost engine that provides 250 horsepower and 277 pound-feet of torque.

This engine is linked to a more traditional 8-speed automatic gearbox and can drive either the front or all four wheels. In terms of capability, its payload numbers stay the same but it tows 2,000 pounds of cargo on its own, or twice that amount with the optional 4K Tow Package (AWD-models only). The Santa Cruz's two top-end trims, the SEL Premium and Limited are quite different from the Maverick, packing 281-hp turbocharged engines and all-wheel drive as standard. Instead, look to the mid-range SEL to challenge this front-drive, hybrid-powered Maverick. The non-hybrid 2022 Ford Maverick, featuring the turbocharged 2.0-liter EcoBoost engine with 250 hp and 277 lb-ft of torque, did not face the same delays as the hybrid.

The Maverick Hybrid pumps out 191 hp and 155 lb-ft of torque from its 2.5-liter I-4 and permanent-magnet electric motor. Or you can upgrade to a turbocharged 2.0-liter four-cylinder engine that produces an impressive 250-horsepower and 277 lb-ft of torque. The road-ready 2.0-liter engine utilizes an eight-speed automatic transmission that can be paired with front- or all-wheel drive. Another big surprise in the Maverick announcement is that the base $20,000 model comes with a hybrid electric powertrain and is targeting an EPA city fuel economy rating of 40 mpg. That makes the Maverick the most affordable and efficient truck and the most affordable hybrid of any kind in the American market. Order Maverick New Inventory The 2022 Ford Maverick defines versatility with its innovative design, dependable performance and intelligent interior.

The all-new 2022 Maverick compact pickup truck -- the first standard full-hybrid pickup in America -- is ready to upgrade your on-road experience. The Ford Maverick release date, which is set for fall 2021, is swiftly approaching. If you want to preorder a 2022 Ford Maverick truck at our Ford dealer in Warren, PA, now is the time.

We have all the information you need about the new Ford Maverick price, colors and trims at Warren Midtown Motors. Even with the base hybrid powertrain, the Maverick offers 1500 pounds of payload capacity and 2000 pounds of towing capacity. With the turbocharged four-cylinder and the optional Towing Package, the Maverick can tow up to 4000 pounds. The all-new Maverick joins the Built Ford Tough family of trucks with the first-ever standard hybrid powertrain in a pickup. Maverick is designed to be versatile, capable and to defy customer expectations.